Our data providers and sources
Our data providers
The lists below are not exhaustive and may change from time to time.
Enhanced NFC ID in partnership with ReadID
ReadID is a world leading provider of Near Field Communication (NFC) technology for document verification. They use the NFC technology in most cellular devices to scan and verify the cryptographic chip contained in the majority of domestic and European passports. The sources used here are cryptographic chip references that are government held and not accessible without official agreement.
Original ID and Identity document verification in partnership with Onfido
Onfido is a world-leading partner for verifying identification. They use liveness matching and visual authenticity checks alongside market-leading document scanning technology to verify authenticity. The datasets here are a combination of machine learning developed in house and negotiated access to ocial government registers to validate identity documents provided.
Electronic address verification in partnership with Experian
Experian is a global credit and identity reporting company. We work with them for our address matching service. They hold data provided from countless global sources with varying degrees of accuracy and public access. We have developed our own tolerances and limits in house to measure accuracy so as to account for these variances. Some of the sources used for address matching via Experian are:
CCJs, Administration orders, IVAs and Bankruptcies (public information files)
Credit application previous search data (Experian)
Unsecured loan data (personal, student, payday loans)
Secured loan data (mortgages)
Bank and credit card data
Hire purchase, finances, leases, rental data
Mail order data
Media services (mobile, broadband)
Utilities (gas, water, electricity)
Insurance accounts
Credit accounts (gambling accounts)
Payment protection (card or mortgage)
Consolidated debt and debt recovery data
Phone (BT operator services data)
Risk warning checks in partnership with multiple providers
An additional service where we work with Experian, among other providers, is to flag any potential risk warnings relating to a client. In general, these risk flags are not that common and in some cases they might be false positives. However, it is important that all are flagged since many of them are higher risk. The sources checked for this include:
Mortality - CAIS, Millennium, GRO and Experian Historic mortality files.
Mail drop & non-residential address - Experian database.
Current residential address - Experian database.
Developed false identity - Experian database.
Fraud alert - Experian database.
Postal Redirect address - Royal Mail NCOA alert file.
Significant data inconsistencies - Experian database.
Date of birth check - Experian database.
AML screening in partnership with ComplyAdvantage
ComplyAdvantage provides anti money laundering technology. We work with them when running AML screening on consumers. ComplyAdvantage access data from over 20,000 sources (read more here). These will naturally have varying degrees of accuracy and relevance. We have configured our parameters and tolerances to account for this variance and ensure matches only occur when there is a reasonable degree of likelihood in relevance. The sources are constantly updated and reviewed by both ComplyAdvantage and our internal quality assurance.
Know-your-business in partnership with Dun & Bradstreet
Our summary reports are available for companies from around the world with a global dataset of 500+ million entities covering hundreds of countries. Make your life easier by automating your data collection. Thirdfort seamlessly combines data from multiple sources into one, easy to review report. Data is collected instantly from Dun & Bradstreet and supplemented with sanctions and adverse media screening via ComplyAdvantage.
